A teenage girl is obsessed with making enough cash to get out of Buffalo. When the acceptance letter to her dream school arrives, she must hustle to find a job that will pay for tuition. But after getting scammed by a debt collector she works for, Peg decides to cheat the system like it cheated her.

Guy Trilby is a 40-year-old who finds a loophole in the rules of The Golden Quill national spelling bee and decides to cause trouble by hijacking the competition. While reporter Jenny Widgeon attempts to discover his true motivation, Guy finds himself forging an unlikely alliance with a competitor, awkward ten-year-old Chaitanya Chopra, who is completely unfazed by Guy's take-no-prisoners approach to life.